I have been working on 2 credit agencies that I am trying to do a PFD I want to get it over with and out of the way but I am wondering if I should just keep sending them and see what happens.
The first one is to Credit Control Corporation. I had a account that got turned over to them from Sudden link cable. It was turned over to Credit Control in October 2008. I have tried calling Sudden link to see if I can do a PFD with them but they of course said no ... and that I would have to deal with the CA now. I have sent a validation letter as well as a pfd letter to the CA and all I got back was a validation letter
The second one is with NCO. I am trying to get a nationwide account PFD with them though I have heard that they are the most difficult of collection agencies to deal with. I sent them a validation letter and I am just waiting .. it has not been 30 days more like 2 weeks.
I guess I am just impatient guys..lol
This is the new year and Im yearning for a change with my credit.
For the cable company, did you speak with a regular customer service rep or did you speak with an accounts receivable manager?
For NCO, I have heard many successful stories when it comes to PFD. You might have to e-mail one of the higher managers to get it done. But just keep on firing out the PFD and be patient.