@burghpa wrote:
Charge offs are hard to get rid off. You can continue to try with GW Letter, but most of the big banks won't budge. My Scores should have been around 760 if couple of those charge off are removed.
if you burned BOA, Citi, Chase, your chances are less with GW Letter, I keep sending them, no luck so far. Early removal may be an option.
I agree that CO are tough to get removed, but with perseverance and patience it can be done. I was able to get rid around 3 out of 5 CO from my report. I haven't given up on the last two left. Definitely learned my lesson not to ever let an account go to CO status!
