Reply
Established Member
high_lander
Posts: 38
Registered: ‎01-09-2013
0

How much bump from a Judgement drop can I expect?

I have $1100 (paid) Judgement due to drop in 2015. How much of a bump can I expect? TU and EQ are about 697 or so.


Starting Score: 590
Current Score: TU 712 EQ 704 (both from myFICO)
Goal Score: 850


Take the myFICO Fitness Challenge
Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
0

Re: How much bump from a Judgement drop can I expect?

It is really hard to predict.  A judgment is a major derogatory so you could see a nice bump depending on different factors.  Other negatives, collections, utilization, etc.

Frequent Contributor
ando35
Posts: 277
Registered: ‎10-05-2010
0

Re: How much bump from a Judgement drop can I expect?

I had a tax lien drop off TU and it only went up 3 points. it depends how old it is. It is so variable, yours could go up a bunch.

Regular Contributor
Kartel34
Posts: 157
Registered: ‎05-01-2008
0

Re: How much bump from a Judgement drop can I expect?

I had two collections drop off. I got a 29 point increase on the first. An a month later received 11 points for the second.
Valued Contributor
annielorie
Posts: 1,206
Registered: ‎02-19-2012
0

Re: How much bump from a Judgement drop can I expect?

I recieved a nearly 90 points but it was my last baddie of any kind


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}