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How much bump from a Judgement drop can I expect?

Established Member

How much bump from a Judgement drop can I expect?

I have $1100 (paid) Judgement due to drop in 2015. How much of a bump can I expect? TU and EQ are about 697 or so.


Starting Score: 590
Current Score: TU 712 EQ 704 (both from myFICO)
Goal Score: 850


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4 REPLIES
Epic Contributor

Re: How much bump from a Judgement drop can I expect?

It is really hard to predict.  A judgment is a major derogatory so you could see a nice bump depending on different factors.  Other negatives, collections, utilization, etc.

Message 2 of 5
Frequent Contributor

Re: How much bump from a Judgement drop can I expect?

I had a tax lien drop off TU and it only went up 3 points. it depends how old it is. It is so variable, yours could go up a bunch.

Message 3 of 5
Regular Contributor

Re: How much bump from a Judgement drop can I expect?

I had two collections drop off. I got a 29 point increase on the first. An a month later received 11 points for the second.
Message 4 of 5
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Valued Contributor

Re: How much bump from a Judgement drop can I expect?

I recieved a nearly 90 points but it was my last baddie of any kind


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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