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Established Member
Posts: 38
Registered: ‎01-09-2013
0

How much bump from a Judgement drop can I expect?

I have $1100 (paid) Judgement due to drop in 2015. How much of a bump can I expect? TU and EQ are about 697 or so.


Starting Score: 590
Current Score: TU 712 EQ 704 (both from myFICO)
Goal Score: 850


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Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: How much bump from a Judgement drop can I expect?

It is really hard to predict.  A judgment is a major derogatory so you could see a nice bump depending on different factors.  Other negatives, collections, utilization, etc.

Frequent Contributor
Posts: 292
Registered: ‎10-05-2010
0

Re: How much bump from a Judgement drop can I expect?

I had a tax lien drop off TU and it only went up 3 points. it depends how old it is. It is so variable, yours could go up a bunch.

Regular Contributor
Posts: 157
Registered: ‎05-01-2008
0

Re: How much bump from a Judgement drop can I expect?

I had two collections drop off. I got a 29 point increase on the first. An a month later received 11 points for the second.
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: How much bump from a Judgement drop can I expect?

I recieved a nearly 90 points but it was my last baddie of any kind


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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