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How much does removal of paid collections help your score?

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FREE4ALL
Established Member

Re: How much does removal of paid collections help your score?

I paid Convergent Outsourcing off in February this, a pay for deletion, but it is still on my report today. What should I do next?

 

Message 11 of 13
pizzadude
Credit Mentor

Re: How much does removal of paid collections help your score?


@FREE4ALL wrote:

I paid Convergent Outsourcing off in February this, a pay for deletion, but it is still on my report today. What should I do next?

 


DId they agree in writing to delete?  I'd start by contacting them and asking them to resend their deletion request to the CRAs.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 12 of 13
lavencedora
Frequent Contributor

Re: How much does removal of paid collections help your score?

Thanks for the great input from the few posters who have watched their own Collections fall off. It's good feedback. Sounds like there's a range in terms of actual score bump, but definitely shedding this stuff is going to be of high benefit all around. :-)

 


Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three
Message 13 of 13
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