Well, with some work got my score up to a 614. Right now my utilization is not bad, not great. Cap One 0/200, FP 0/300, FP 92/300. My Care Credit card is currently posting at 914/3000. It is due to update and my balance is increasing to 2900/3000 due to dental work. So, any idea how awful my score will plummet? Also any idea how low I would need the balance so it wasn't negatively impacting my score? Thanks.
