Kewl Beans!! Thanks guys!!
Starting Score: Well as you can see my EQ FICO score in November, 2011 was 584. And as of February, 2013 it is now 631. That is without showing that I have paid off 3 collections and at least one promised to remove themselves from my TL. I have made about the last 8 house payments on time and have made 21 months of on time payments (except 1 in Sept) to Cap One. I think I'm on the right track. This forum is very helpful.
Guiness is buying BEERS for everyone!! 
@Crossdivided wrote:
ScoreWatch.....14.95
FICO powerpull.....12.95
Stamp to send GW.....0.46
Out-type guiness just ONCE in my life.....PRICELESS
(Sorry Cap1...I just had to)
I feel your pain! 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.