My last credit score was 564 experian, 569 equifax . i paid cap one down to $441 from $900 ($1000limit) and I paid orchard down to 88 from $350 ($400 limit). I'm hoping for a nice little bump when they hit my credit report at the very end of this month or very early march. What do you think I should do? Pay some more before due date? Orchard bank is actually due today and cap one due on the 28th
Starting Score: 520
@HigherFico wrote:My last credit score was 564 experian, 569 equifax . i paid cap one down to $441 from $900 ($1000limit) and I paid orchard down to 88 from $350 ($400 limit). I'm hoping for a nice little bump when they hit my credit report at the very end of this month or very early march. What do you think I should do? Pay some more before due date? Orchard bank is actually due today and cap one due on the 28th
If you can afford it, I'd definitely pay off Capital one - to show 9% or less utilization and pay Orchard in full.
