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I have 2 collections coming off my account this month. They were both from this year from CA reporting. Is there any idea of what a ball park point increase would be? Also if there was a collection added how many points would that decrease the score?
Original score was 558ish for all three reports.
It really depends. # years of credit history, # of collection accounts, # of lates, utilization, and mix of credit.
Perhaps this will give you a general idea: http://www.myfico.com/ficocreditscoreestimator/