How much of a score increase

[AmexBlackG5]

I have the following reporting across all three reports

Child support (Collection Acct $500.00)

Asset Acceptance- $634.00 open account factoring

Wood LAw PC $101.00 open Collection

3 max out credit Cards $300.00 limit

If I have the the Child support, wood law pc and the asset acceptance removed. and paid off all the balance on the maxed out cards to $1.00 what would my score be. Right now I have like a 580ish on Transunion and 582 on equifax.

[AmexBlackG5]

I just paid 2 cards down to zero balances. I got a PFD for asset, child support and wood law pc are coming off sometime in March.

[llecs]

Just purely a guess, but I bet you might see 50-70 on the CCs alone and likely more if two of the three report $0 as opposed to $1.

You'd get 0 points for the CS since FICO doesn't factor in CS into the score. Though you'd look better under a manual review.

YMMV on the CAs. Obviously more points would return if newer.