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How much?!?!

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GoodCredBen
Valued Contributor

How much?!?!

So if my util goes from 65% to 2%, and my AAoA goes from 2 years to ~ 2 1/2 years, should i see a bump at all?

 

A little background, i have a couple collections, but i have several other accounts in good standing for the past 2 years. 

 

 

No open collections all Paid/Closed. 

 

Current scores are below. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: How much?!?!

Is this the AU CC you mentioned? How many other CCs do you have outside of this one?

 

Maybe to the util pending your mix of credit.

No to the AAoA (it's still 2 years in the end...FICO rounds down to nearest whole #).

Message 2 of 3
GoodCredBen
Valued Contributor

Re: How much?!?!

i do only have 1 other CC, but i have 1 paid off car loan 1 car long that has 4 - 30 day lates on and a student loan... thats it. 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 3 of 3
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