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So if my util goes from 65% to 2%, and my AAoA goes from 2 years to ~ 2 1/2 years, should i see a bump at all?
A little background, i have a couple collections, but i have several other accounts in good standing for the past 2 years.
No open collections all Paid/Closed.
Current scores are below.
Is this the AU CC you mentioned? How many other CCs do you have outside of this one?
Maybe to the util pending your mix of credit.
No to the AAoA (it's still 2 years in the end...FICO rounds down to nearest whole #).
i do only have 1 other CC, but i have 1 paid off car loan 1 car long that has 4 - 30 day lates on and a student loan... thats it.