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How often do deleted collections reappear months later

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daddiggingout
Regular Contributor

How often do deleted collections reappear months later

I had some collections removed and am weeks away from trying for a mortgage.  What are the chances these will reappear just as I prepare to close on a house?

Message 1 of 8
7 REPLIES 7
pisspoorcredit
New Contributor

Re: How often do deleted collections reappear months later

bump...would like to know myself

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Message 2 of 8
myjourney
Super Contributor

Re: How often do deleted collections reappear months later


@daddiggingout wrote:

I had some collections removed and am weeks away from trying for a mortgage.  What are the chances these will reappear just as I prepare to close on a house?


Is this a paid collection and how were they removed....old outdated....disputed....etc etc? 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 8
daddiggingout
Regular Contributor

Re: How often do deleted collections reappear months later

Three were paid but one I did not recognize.  All were deleted for failure to verify.

Message 4 of 8
daddiggingout
Regular Contributor

Re: How often do deleted collections reappear months later

Three were paid and one I do not recognise.  All were deleted for failure to verify.

Message 5 of 8
myjourney
Super Contributor

Re: How often do deleted collections reappear months later


@daddiggingout wrote:

Three were paid but one I did not recognize.  All were deleted for failure to verify.


I wouldn't worry about it 

If the CB's couldn't veify then chances are low 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 8
daddiggingout
Regular Contributor

Re: How often do deleted collections reappear months later

Thanks much!

Message 7 of 8
myjourney
Super Contributor

Re: How often do deleted collections reappear months later


@daddiggingout wrote:

Thanks much!


Good luck on the new home ...Bravo

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 8
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