cancel
Showing results for 
Search instead for 
Did you mean: 

How often do you

Established Contributor

How often do you

check your credit score?


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 1 of 12
11 REPLIES
Regular Contributor

Re: How often do you

Everyday! Once on my Equifax subscription and then Credit Karma for any changes on my TU. If Quizzle and Credit Sesame had daily updates, I'd be all over them too everyday Smiley Happy

Message 2 of 12
Regular Contributor

Re: How often do you

Everyday as well! Always interested to see if a GW letter worked and a creditor is removed!

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$600 NFCU-$12500 Walmart-$3500 BestBuy $1000 Navcheck 3000



Message 3 of 12
Established Contributor

Re: How often do you

them GW letters be working.  Still working on one though, Sallie is hard cookie to break.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 4 of 12
Contributor

Re: How often do you

Daily Smiley Sad

 

 

i need help...i can't stop

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Message 5 of 12
Moderator Emeritus

Re: How often do you

FICO or FAKO? FAKOs, they get updated frequently but because they don't predict FICO scores I ignore them. FICOs? Up to 3x/mo, but I'm now at 3x/yr I think.

Message 6 of 12
Established Contributor

Re: How often do you


jadeite788 wrote:

check your credit score?



For EQ I generally wait until I get a SW alert telling me my score has changed.

 

I'm also signed up on here for TU quarterly monitoring so get that FICO every 3 mos.  BUT if I know I had some good changes (a few CAs delete etc) I will bite the bullet and pull my updated report/score after Credit KArma alerts me that the changes are reflected.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 7 of 12
Established Contributor

Re: How often do you


kiasmith1974 wrote:

Daily Smiley Sad

 

 

i need help...i can't stop


u sure u not addicted.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Message 8 of 12
Valued Contributor

Re: How often do you

When waiting for a new balance to show, or something else: daily. I can't help it. Otherwise I will refresh 2x a month.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 12
Established Contributor

Re: How often do you

I check Credit Karma at least every other day for any changes in reporting. I check USAA Credit Monitoring once a month because that's all they allow, but when it was unlimited pulls it was at least every other day. 


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 10 of 12