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Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009

How often do you

check your credit score?


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Regular Contributor
Joteism
Posts: 140
Registered: ‎11-14-2012

Re: How often do you

Everyday! Once on my Equifax subscription and then Credit Karma for any changes on my TU. If Quizzle and Credit Sesame had daily updates, I'd be all over them too everyday :smileyhappy:

Regular Contributor
Bleety17
Posts: 169
Registered: ‎06-24-2011

Re: How often do you

Everyday as well! Always interested to see if a GW letter worked and a creditor is removed!

USAA Mastercard-$2000 USAA Visa-$2000 USAA SC-$300 NFCU-$12500 Walmart-$600 BestBuy $1000 Navcheck 3000

available credit- 2013 300 2014 21,400

2-4-14 Gardening
Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009

Re: How often do you

them GW letters be working.  Still working on one though, Sallie is hard cookie to break.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Contributor
kiasmith1974
Posts: 88
Registered: ‎10-10-2012

Re: How often do you

Daily :smileysad:

 

 

i need help...i can't stop

Starting FICO 485
Myfico 635 (3/01/14)
EX FAKO 667 EQ 697 Barclaycard TU 707 4/27/14 (yea!)
Mortgage Ready End of 2015
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: How often do you

FICO or FAKO? FAKOs, they get updated frequently but because they don't predict FICO scores I ignore them. FICOs? Up to 3x/mo, but I'm now at 3x/yr I think.

Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012

Re: How often do you


jadeite788 wrote:

check your credit score?



For EQ I generally wait until I get a SW alert telling me my score has changed.

 

I'm also signed up on here for TU quarterly monitoring so get that FICO every 3 mos.  BUT if I know I had some good changes (a few CAs delete etc) I will bite the bullet and pull my updated report/score after Credit KArma alerts me that the changes are reflected.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009

Re: How often do you


kiasmith1974 wrote:

Daily :smileysad:

 

 

i need help...i can't stop


u sure u not addicted.


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Valued Contributor
Epcot
Posts: 2,783
Registered: ‎10-10-2012

Re: How often do you

When waiting for a new balance to show, or something else: daily. I can't help it. Otherwise I will refresh 2x a month.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Frequent Contributor
js0319
Posts: 320
Registered: ‎02-27-2012

Re: How often do you

I check Credit Karma at least every other day for any changes in reporting. I check USAA Credit Monitoring once a month because that's all they allow, but when it was unlimited pulls it was at least every other day. 


Starting Score: EQ FICO 544 (2/21/12)
Current Score: EQ FICO 670 (7/10/2013) TU FICO 693 (4/28/2014) USAA FAKO's: EQ 643 EX 685 TU 690 (7/5/2014)
Goal Score: EQ 700

Wallet: Capital One Quicksilver One MasterCard: $500 I Texell FCU Platinum Bonus Visa: $5000 I American Express PRG: NPSL I NFCU Cash Rewards Visa Signature: $5000 I NFCU nRewards Visa: $8000


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