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How often should I send a GW?

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CreditGuy03
Established Contributor

How often should I send a GW?

Im reaching for a mortgage in January but have old 60 and 90 day lates on 4 different accounts.

First batch of GW's went out this past week to the CEO's of GE, Cap 1 and a credit Union.

How often should I send out GW letters to these places should they not comply initially? 

Equifax - 628, Experian -627, Transunion- 654 In the garden until 01/01/2019
Message 1 of 5
4 REPLIES 4
eric19k
Established Contributor

Re: How often should I send a GW?

Once a month. Try different approach. Send a letter and if you won't hear back try to call and ask if it won't work change letter a little bit and send email. Don't be stuck with one thing hitting wall every time.
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 2 of 5
Ysettle4
Valued Contributor

Re: How often should I send a GW?

I'm in a situation where I have a couple of chase card accounts that are PIF and are closed but have a few 30 and 60 day lates reporting. I've set a GW leeting in writing and an email to the executive office. If those do not work, what would be a next step?

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 3 of 5
eric19k
Established Contributor

Re: How often should I send a GW?

Keep sending until you will get what you want.
TU Scores:
May 2014- 466
July 2014- 537
September 2014- 602
Goal Scores- 720 by March 2014
Message 4 of 5
Ysettle4
Valued Contributor

Re: How often should I send a GW?

OK. I've also heard that if you pester them enough they will remove just so they don't hear from you again Smiley Very Happy

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 5 of 5
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