Credit Cards Center Credit cards from our partners
Reply
Member
Posts: 29
Registered: ‎05-07-2012
0

How should i get rid of old Medical Bills

Back in 2008 and 2009 i had to go to the hospital twice. I received 2 bills from the ER and never paid them because i was in college and they came to my home address and my mom must have thrown them out. They both went to a local CA agency that called me and i paid them right away. What would be the best way to get rid of them now? Should I call the CA and see if they will delete or write them a GW?

Senior Contributor
Posts: 4,189
Registered: ‎03-24-2008
0

Re: How should i get rid of old Medical Bills

Welcome to the forumswaving hi.gif

 

I had the best luck with 2 small local CA's,  1 agreed to delete a Paid debt. The other CA agreed to a PFD.

There's no really best way, because what works for one CA, doesn't work for another CA.

 

Try as many way of communication as possible.

Try a short & sweet  G W letter to the CA, calling by phone, emails or send smoke signals lol Whatever you can think of.

Oh wait a minute, it's local try dropping in. But have your information in hand, so it will make it easier for them to look it up. 

 

Timing is everything when calling or dropping in on a business.Pick a time, when the person is going to be in the best mood.

Most people dread starting the work week, so I would avoid Mondays & Tuesdays. I myself, was in the best mood Wed, Thurs and Fri. Wed I would think, half the work week is over and Friday's was the best. It was pay day and only hours away from starting the weekend. Woo Hoo! (unless they have to work on saturday).

 

Sorry for the long post. Good Luck to YOU!!  Let us know, how everything works out.

 

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
New Contributor
Posts: 61
Registered: ‎05-25-2009
0

Re: How should i get rid of old Medical Bills


falcon7xx wrote:

Back in 2008 and 2009 i had to go to the hospital twice. I received 2 bills from the ER and never paid them because i was in college and they came to my home address and my mom must have thrown them out. They both went to a local CA agency that called me and i paid them right away. What would be the best way to get rid of them now? Should I call the CA and see if they will delete or write them a GW?



Welcome!  I'd also try with the hospital, especially since they've been paid already.  I've had better luck with them than the CAs!  Best of luck!


Starting Score: 564 on 3/15/12
Current Score: 665 on 7/14/12
Goal Score: 675 by 9/12


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.