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How to Increase a Credit Score 2 Points

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myjourney
Super Contributor

Re: How to Increase a Credit Score 2 Points


@guiness56 wrote:

@myjourney wrote:

Golden rule no apps 6 months before a mortgage

Someone gave you bad info to pay to $0

New attempt/apps will most likely result in a score drop first from the ding of the INQ and possibly again if approved when the new TL reports.

 

IMHO ....do nothing

Use the cards you have 

Let 1 card report a balance 1-9% is the rule

Try 1-5% in your case. IhaveseenbiggerboostforsomereasonsattimesYMMVmaybethesizeofmyfile

2 points are easily within reach tho


Not bad info if the other card is reporting a balance, which it is.

 

That is a mouthful lol.


Don't ask me what happened I hit post and saw that and was like ....WHAT IS THAT LOLSmiley Embarassed

 

And 1 card 1-5% 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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