No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Fax the letter to: 972-390-4852 (I hope its ok to put thier fax number here)
Include:
your name
date of birth
address
last 4 of your social
experian report number (just use your most recent one)
to the attention of: Dispute Department
Give it about 5 days, then call them if you have not heard from them.