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How to deal with OC when CA has debt?

Frequent Contributor

How to deal with OC when CA has debt?

I'm working of my husbands credit and need some help! He has 3 charge offs from 2007. The JBD and the OC is listed on the CR. I am going to try a PFD to the JBD, but what do I do with the OC?

 

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Message 1 of 5
4 REPLIES
Valued Contributor

Re: How to deal with OC when CA has debt?

The JDB will let the OC know that its paid. If not you can show the OC proof of payment.

P.S. keep your real name to yourself.
Scores: about 700 across the board
Total CL: $275k
Message 2 of 5
Frequent Contributor

Re: How to deal with OC when CA has debt?

Thanks 

 

if I show proof, will the OC delete? 

Message 3 of 5
Valued Contributor

Re: How to deal with OC when CA has debt?

Not likely. The zero balance will help your scores though. You can try to GW them later however.
Scores: about 700 across the board
Total CL: $275k
Message 4 of 5
Frequent Contributor

Re: How to deal with OC when CA has debt?

The OC has it a listed as a 0 balance and charge off. I guess I'm not seeing how the OC knowing I paid the JDB would help.

Message 5 of 5