I have a student loan: 97% usage, pd on time
5th 3rd Bank: 500. Secured 0 balance this month 5% usage
Cap 1 quicksilver1: 1000 unsecured 0 balance
(Just got)
DTE: 0 balance closed (4yr acct) Never late
*Bankruptcy: Ch7 2008- that many creditors like AmExp will never approve of.
Any suggestions on how to diversify?