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How to figure out what TransUnion is calling "late?"

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shogrl
New Member

How to figure out what TransUnion is calling "late?"

I have a Ch. 7 BK discharged March '08.  Since then as far as I know everything is perfect, payment history wise. 

 

Today I pulled my TU report and under the "what's helping" section is says "your most recent late payment happened 2 years ago."  There are no late payments in the history that I can see.  At least none on this side of March '08.  That would put my late payment in '10 or '11 wouldn't it?  Any help is appreciated, thanks.

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MonkeyBelly
Regular Contributor

Re: How to figure out what TransUnion is calling "late?"

In my (albeit limited) experience, those messages are generic and sometimes wrong. 

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
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