I have had some issues with my credit in the past resulting in a very low FICO score (538). I have since got everything paid off on my report and have seen no change in my score (which I understand to be normal). How long will it take for my score to go up enough where I can start applying for credit again to begin building my score even more. As it is now, no one will even look at me because my score is so low. I have done rent to own with a company by the name of Aaron's a few times and they have reported on my credit report in good standing no missed payments etc for my 12 mo and 24 mo lease with them, would it be beneficial to do more stuff with them? And does the dollar amount of the purchase lease matter? Do you have any other suggestions on how to get my score up?
Like I've said I've paid off all of these debts on my CR. Paid most of them off right before Christmas, and then the last one, which was the big one, in March... How long does it take for scores to update.