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I could really use advice on fastest way to improve fico 2 and other fico scores used in mortgage lending. I have an excellent income now, but have fico issues due to rough patch while in school. Mainly some previous late payments and school loan balance that is high. I'm paying down credit card debt and doing well with that. I own a home. All is on time and current now. But fico 2 is 572. I know what to do long term, but wish I could wuickly get it up to 580-600 or more because we want to buy a bigger home. I can now afford it but ironically have difficulty getting loan. Please help! And thank you!
If you list your current debt (balance and credit limits) along with what's negative on your credit report, you will get some ideas from folks.