@Anonymous wrote:Hello everybody. I am wondering how to settle my final collections and would appreciate any and all of the feedback I can get. I currently have several items in collections that I am ready to tackle in preparation for a mortgage to come this summer or fall. I have a collection from
- Charter cable company for $201.00 that shows on all 3 of my reports. Attempt the PFD
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519
- T-mobile that shows on all 3 reports settled in full and due to fall off in June of this year. Call the CRAs and ask for the early exclusion
- OAC-medical collections for 191.00and another for $43.00 that shows on all 3 reports
- Midwest Emergency Dept medical for $356.00 that shows on Experian only
For medical debt:
1. Call the OC and ask that they recall the collection in exchange for full payment
2. Send the reporting CA a PFD offer
3. Google the HIPAA Process and contact its creator for help
I am ready to settle these debts but I am not sure how to go about doing it so any and all advice is greatly appreciated.
