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Huge Disparity Between FICO and FAKO scores!

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Anonymous
Not applicable

Huge Disparity Between FICO and FAKO scores!

Hello, Everyone!Smiley Very Happy

 

I am absolutely sooo ecstatic this afternoon!

 

I just pulled my TU and EQ scores from myFICO.com and was stunned to discover that there is a HUGE disparity between the scores here and the scores I received when I pulled the 3 bureau report from freecreditreport.com.  

 

I had read on these forums that those scores aren't the real ones, but I had no idea that there would be such a difference!

According to the report I just pulled here, my scores are as follows:

TU - 638  

EQ - 617

 

If you look at the scores in my signature, you can see that is not even in the same ballpark.

Additionally, when I pulled the 3 bureau report from the other site, it looked like there was not much being reported at all.

I am thrilled, but I'm almost afraid to believe it!

 

So, is it true that the scores presented here are a more accurate representation?

(I may have to "update" my FICO fitness goals based on this new data)

Please tell me that it's the truth.  (lol)

 

Thanks in advance!  

 

 

Message 1 of 3
2 REPLIES 2
mauve
Valued Contributor

Re: Huge Disparity Between FICO and FAKO scores!

Yes, it is true.  Congratulations!  I'm also glad that you took this good news as encouragement to up your goals instead of as a reason to relax on them a little!


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 2 of 3
Anonymous
Not applicable

Re: Huge Disparity Between FICO and FAKO scores!

Thank you, Mauve!

You know you can read something 100 times but you don't think it will affect you until you actually see it!

Now excuse me, while I go do a dance of joy.  lol  

Message 3 of 3
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