Hey Everybody!
If you seen any of my other posts you probably know that I have been trying to get a AFNI collection account removed from my CR. Today I pulled an Experian report from this site and a whopping increase to 748!!! Happy Dance in my office! At the beginning of August it was lower on a FAKO scale of the mid 600s. One aged off which I plan to settle for pennies when it falls off EQ & TU. And I settled and GW'd an AFNI collection and today I had a HUGE increase! My EQ FICO still has the 2 collections on it (although AFNI had previously updated the status to Disputed) and TU takes FOREVER to update!
I'd just like to first say THANK YOU to everyone on this board, and to also encourage others NOT TO GIVE UP!!! Geez now after the other 2 CBs update I will be looking to apply for 1 or 2 CCs, I currently have a Secured BOA $500CL that I opened in June, 2 EX inqs, 0 EQ inqs, and 1 TU inqs, AAoA 3.2 yrs, any suggestions? THANKS AGAIN!!!
Starting Score: EQ FICO 673 TU FAKO 641
@guinness - Thanks!
@EDub - The AFNI account was about 6.5 yrs old, it was scheduled to fall off my accounts in Feb 2014, but I figured I could prob get it off earlier. The Midland account fell off this month(on EX), I'm still waiting for it to fall off EQ & TU sometime this month and the AFNI account should fall off sometime by Oct, hopefully soon. I imagine the big score increase was because it was the last baddie on my EX report. My TU score is still pretty low because it hasn't updated anything from AFNI or Midland. BTW, congrats on getting the deletion!
Thats the thrill of the re-build. Most newbies will never know the excitement of seeing a score jump from 60-100 points in just a few days 
mmhmmm! now i just need to apply for 1 or 2 more credit cards, I only have one at the moment. Just waiting for EQ and TU to update so I can pull the trigger on apps