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New Contributor
Posts: 73
Registered: ‎09-09-2010
0

Huge Increase!

[ Edited ]

So, a few weeks ago, I got a GW 90 day delete from Capital One. It reports a 62 point increase.

 

Just wanted to thank everyone on the forum for their advice and support. I should be breaking the 600 mark in no time!

 

Thanks!!!!


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


Super Contributor
Posts: 5,712
Registered: ‎10-06-2007
0

Re: Huge Increase!

Great news.  if I may ask, how old was it?

03/21/2016 FICO: EQ: 772 EX:773 TU:779
New Contributor
Posts: 52
Registered: ‎07-29-2010
0

Re: Huge Increase!

Wow, that's awesome!! Congratulations!!!

EQ 702
Community Leader
Epic Contributor
Posts: 26,281
Registered: ‎03-19-2007
0

Re: Huge Increase!

I also extend congrats.

 

I am also curious.  A 62-point increase from the deletion of only one derog seems very high.

Did they also delete preceding 30/60 day lates?  How long ago were these?

Was that your only derog reporting in your CR?

 

New Contributor
Posts: 73
Registered: ‎09-09-2010
0

Re: Huge Increase!

[ Edited ]

It was from Oct 2009.

 

and yes, they also deleted the corresponding 30, and 60 day lates as well.


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


New Contributor
Posts: 73
Registered: ‎09-09-2010
0

Re: Huge Increase!

I also have some other derogs on my CR, such as 3 other 30 day lates from Oct 2009 and 3 CAs.


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


Regular Contributor
Posts: 145
Registered: ‎08-28-2007
0

Re: Huge Increase!

can you please PM me the address you wrote to?

Thanks!


Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11


Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!
Valued Member
Posts: 42
Registered: ‎06-11-2009
0

Re: Huge Increase!

That's great news...Congrats

 

If at all possible could you PM me who you contacted or post it.

 

 

Thanks again


Starting Score: EQ-448 / TU-483
Current Score: TU-593 / EQ-591
Goal Score:700+


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il
New Member
Posts: 7
Registered: ‎07-22-2010
0

Re: Huge Increase!

OH BOY!!! Congrats on that...I think you're probably the first one that's had success with CAP ONE.....I'm really curious... what did you tell them in order to accept your GW....Also can you please post your contact so I can take a shot at them again...Thanks alot.

Frequent Contributor
Posts: 346
Registered: ‎08-31-2010
0

Re: Huge Increase!

^x2 what did you say and where did you send it?  I have some bad reportings from Cap one from my student cc i had back in 05-06.

3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!

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