My WF cut its monthly bill today with Cap1 to cut on 24th. I just paid Student loans and car note (on 15th) so both of those should start showing a new month paid. So that's 5 accounts showing an additional month "paid as agreed."
I think my accounts would be better if they were CO or CA. Ive had great success with those. GWing lates is a monster pain. That leaves me with hoping that the next billing cycle will kick an old late far enough back that I'll get some incremental score boost.
Duncan
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750Take the FICO Fitness Challenge