I checked my Equifax FICO score today and it's 617. Checked my husband's and his is 569. On the page that shows what's helping your score for him it only shows long credit history but on mine it also shows paying on time and two are other things which I can't remember at the moment. We both have the same things listed for reasons that hurt your score. The only difference I can see between reports is his list his SL and mine doesn't. His also doesn't show our new secured CC but mine does. I'm not sure why?
