I DID IT!!!

[Anonymous]

Woo Hoo!!!

Thanks to all the contributors, members and information here on the MyFico boards I reached my June goals!!!  Just shy of 6 months of working on my credit  and I have begun to right the ship toward the 700 club. 

I have to resolve:

• EX: 1 baddie  which should fall off after this July 2010
• EX: just let time lapse because I have a paid judgment from 2005
• TU: Keep writing GWs for an old student loan which has 120 lates from 2005
• TU, EX, EQ:  Ditto GWs for Sallie Mae (I know but worth a shot)
• Pay off Dell loan before 9 months to get the no interest offer OR get utilization to under 20% in 4 months - totally doable.

Thanks to everyone who gave me advice and helped me out.  I've been trying to get anyone I know with credit issues to join this board.  

NEW GOAL: 700+  Jan 2011

[tbque]

Congrats LadyBlueQ, keep up the good work!

[AndySoCal]

Is the old student loan with all the lates reporting a zero balance ? If so dispute it with whoever is reporting it. You can not be late when you do not owe anything.