I Look At Credit Different Now

masscredit · ‎09-17-2013

Today I'm happy to have the CL for one of my cards increase from $950. to $2500. I think that's great! 6 years ago I had a pile of cards with limits in the $25k-$80k range. It's intersting how a major life event (or a bunch of them at the same time) can give you a whole new perspective on things.

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500

guiness56 · ‎09-17-2013

Well said. And I agree 100%.

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ezdriver · ‎09-17-2013

So very true. My two adult children, still single, both believe that credit is a bad thing. They refuse to follow my advice to build a credit profile. I am sure their tune will change soon. They both own cars that I bought for them. I'll see if they feel the same way when the time comes to replace their cars or buy a home.