I have been with myfico for 6 weeks and working to pay down my credit and not use it at all. I had a 30 day late removed last month from GE Capitol thanks to a good contact from one of the folks here at myfico. Today I got notice my credit score went from 660 to 715!! Is this possible? It seems to good to be true. Just from one 30 day late coming off? I haven't had enough time to pay down my credit much.
I'm almost afraid it's a mistake.
Next and last ding is a biggie. Does anyone have a good contact for GW with CitiMortgage? I have a loan modification with them. I also have some extensive lates. Disbuted them but they remain. I am not sure where to even start with them, since there is 15 months of lates due to the length of time it took to get my modification.
Help is appreciated.
653: 653
Truthfully, I don't even remember disputing them. This modification was a total nightmare. It may be because, with the expception of two months where I was advised by a "Loan Modification Specialist" to NOT pay my mortgage (to get them to work with me after 6 months of trying), I paid a 3/4 payment every month, ON TIME. So in other words, only 2 months were actually lates. They just kept adding on the lates as if I didn't pay anything. I guess they have the right.
So, I am going to start good willing them to death 
Yes, not sure GW will have much affect. But, going to try anyway. Anyone have good Citimortgage contact for GW?