I NEED CRITICAL ADVICE SCORE WENT DOWN 90 PTS! SO UPSET!

[glamchick]

Ok I lost my job got a speeding ticket at a camera for going 5 miles over!  didnt have the money to pay for it. I completely forgot about it its now on my credit report for double the amount.

This is the upsetting part.  I took a year to clean my report. Really need to buy a house!  I lost 90 points.

 I have to get out of the rental I am in, my landlord is a SLUM LANDLORD.  Utiliites are crazy high because they wont fix anything we are constantly fixing things. I called the county they said they would condemn it and leave us without a home until she fixes things?????

I am so stuck I dont knwo what to do! 

[Lel]

Locking this thread and redirecting to your query on the mortgage loans board, to which you have already received some replies.

http://ficoforums.myfico.com/t5/Mortgage-Loans/About-Mortgage-and-Credit-Reports/m-p/691737