Just received an e-mail from MYFICO.com my score has increased +15 from EX. That means that my score has increased from 470 to 609 since sept 2007. Oh yeah, I had lates removed, CO Removed, My UTI is 5%, All looks good. Got a FHA loan. Things are looking up. I am in the 600 club on all three credit reports, and I am looking at joining the 700 club.
Michelle