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Frequent Contributor
wreith
Posts: 453
Registered: ‎06-13-2012
0

Re: I beat LVNV


kmason wrote:

The BBB worked for me as well!!!!!

 

MESSAGE FROM BUSINESS:

August 14, 2012

           

 

L.... . B......

408 N. Church St. Suite C

Greenville, SC 29601-2164

 

 

RE:       K...... M....; Case/File No. XXXXXXX

Reference Number: XXXXXXXXX

 

Dear L.... B......:

 

This letter is in response to K...... . M....’s complaint dated August 1, 2012. We apologize for our delayed response. LVNV Funding LLC (“LVNV”) currently owns account number ending in 8126. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV. 

 

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 30-45 days for this update to occur.  We apologize for any inconvenience experienced regarding this account. Additionally, this account should not be sold or transferred to another company.

 

Acct No. xxxxxxxxxxxx8126      Reference No. xxxxxxxxx           Previous Owner: GE Capital

 

If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at 888-665-0374.

 

Sincerely,

 

 

P. H.......

Compliance Department                                     

Resurgent Capital Services L.P.


Congrats, what information did you send to the BBB for this?

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Regular Contributor
Cherriwyn
Posts: 140
Registered: ‎06-21-2011
0

Re: I beat LVNV

Can you PM me the information you sent to LVNV regarding them reporting as a "factoring company".  Thanks.


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Current Score: 628
Goal Score: 650


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Regular Contributor
snsforever916
Posts: 144
Registered: ‎06-28-2012
0

Re: I beat LVNV

    

 

Greenville, SC 29601-2164

 

 

RE:       Reference Number:  

Dear :

 

This letter is in response to the additional concerns submitted on. LVNV Funding LLC (“LVNV”) currently owns account number ending in . Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV. 

 

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. We apologize for any inconvenience experienced regarding this account. Additionally, this account should not be sold or transferred to another company.

 

Acct No.       Reference No.         Previous Owner: 

 

If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at .

 

Sincerely,

 

 

 

Compliance Department

 

YA Hoo! We shall see in 45 days if this in fact is the case! Hoping so! =o)

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011
0

Re: I beat LVNV


snsforever916 wrote:

    

 

Greenville, SC 29601-2164

 

 

RE:       Reference Number:  

Dear :

 

This letter is in response to the additional concerns submitted on. LVNV Funding LLC (“LVNV”) currently owns account number ending in . Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV. 

 

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. We apologize for any inconvenience experienced regarding this account. Additionally, this account should not be sold or transferred to another company.

 

Acct No.       Reference No.         Previous Owner: 

 

If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at .

 

Sincerely,

 

 

 

Compliance Department

 

YA Hoo! We shall see in 45 days if this in fact is the case! Hoping so! =o)


It should be off in a couple weeks, top! Good work guys!

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Regular Contributor
snsforever916
Posts: 144
Registered: ‎06-28-2012
0

Re: I beat LVNV


rckstrscott wrote:

snsforever916 wrote:

    

 

Greenville, SC 29601-2164

 

 

RE:       Reference Number:  

Dear :

 

This letter is in response to the additional concerns submitted on. LVNV Funding LLC (“LVNV”) currently owns account number ending in . Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV. 

 

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. We apologize for any inconvenience experienced regarding this account. Additionally, this account should not be sold or transferred to another company.

 

Acct No.       Reference No.         Previous Owner: 

 

If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at .

 

Sincerely,

 

 

 

Compliance Department

 

YA Hoo! We shall see in 45 days if this in fact is the case! Hoping so! =o)


It should be off in a couple weeks, top! Good work guys!

 

-scott


 Yep, thanks to your advise! :smileytongue: I had to send a rebuttal though, they folded on the second round.

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!



Member
cande9
Posts: 7
Registered: ‎07-07-2009
0

Re: I beat LVNV

Can you provide the information you used in your BBB complaint against LVNV as well?  They are a major thorn in my side.  Any help getting them off my CR's would be greatly appreciated.

Member
cande9
Posts: 7
Registered: ‎07-07-2009
0

Re: I beat LVNV


kmason wrote:

The BBB worked for me as well!!!!!

 

MESSAGE FROM BUSINESS:

August 14, 2012

           

 

L.... . B......

408 N. Church St. Suite C

Greenville, SC 29601-2164

 

 

RE:       K...... M....; Case/File No. XXXXXXX

Reference Number: XXXXXXXXX

 

Dear L.... B......:

 

This letter is in response to K...... . M....’s complaint dated August 1, 2012. We apologize for our delayed response. LVNV Funding LLC (“LVNV”) currently owns account number ending in 8126. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV. 

 

After further investigation, the following account has been closed. A request to delete the LVNV tradeline will be submitted to the three major consumer reporting agencies during the next reporting cycle. Please allow 30-45 days for this update to occur.  We apologize for any inconvenience experienced regarding this account. Additionally, this account should not be sold or transferred to another company.

 

Acct No. xxxxxxxxxxxx8126      Reference No. xxxxxxxxx           Previous Owner: GE Capital

 

If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at 888-665-0374.

 

Sincerely,

 

 

P. H.......

Compliance Department                                     

Resurgent Capital Services L.P.


Can you provide the information you used in your BBB complaint against LVNV as well?  They are a major thorn in my side.  Any help getting them off my CR's would be greatly appreciated.

Contributor
Shinoga
Posts: 92
Registered: ‎06-04-2012
0

Re: I beat LVNV

[ Edited ]

They sent me a reply

 

 

 

This letter is in response to the additional concerns submitted by Mr. edited on July 2, 2012 regarding the above referenced account. LVNV Funding LLC (“LVNV”) currently owns account number ending in  Resurgent Capital Services L.P. (“Resurgent”) is the master servicer of accounts owned by LVNV. 

 

We have requested account documentation from Capital One.  Please advise Mr. edited that it may take a minimum of 30-45 days to receive documentation from the seller and that we will forward the documents upon receipt, if available.

 

We appreciate ’ patience while we work to obtain the requested information. In the interim, if you have any further questions, comments or concerns, please contact Customer Service at 888-665-0374.

 

Sincerely,

 

 

 

It has been 47 days, they have not validated...what do i do???


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden

Regular Contributor
Azumi1
Posts: 145
Registered: ‎08-13-2012
0

Re: I beat LVNV

Didn't work for me. LVNV stated consumer agencies definition for factoring companies are individuals or companies that purchase accounts with the intent to collect a debt regardless if the original account was closed. So they are reporting correctly. Any suggestions?
From 566 in 8/2012 to..

EQ 704 /TU 690 / EX 730

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Contributor
Shinoga
Posts: 92
Registered: ‎06-04-2012
0

Re: I beat LVNV

BUMP........Anybody have a suggestion?? it's past the 45 days they stated


MY FICO = 690 CK=660 GOAL = 750 and my own house!..Back in the garden


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