Seriously they are adding almost $25 in interest twice a month monthly!!! Ok you bought the debt for pennies on the dollar, and now you are trying to jack up the amount owed so that when you settle it looks like it is this huge amount off, but really it is all in fees that you have added on!!
I mean I understand I shouldn't have let the account get to this point, but it seems like what they are doing should be wrong!
