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I did it! From 550-791 in 6 Months

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zan987
New Contributor
‎12-20-2011 06:04 PM
‎12-20-2011 06:04 PM

Re: I did it! From 550-791 in 6 Months

CONGRATS!!  I want to be like you when I grow up.Smiley Wink

Starting Score: 700
Current Score: 800
Goal Score: 850

Take the myFICO Fitness Challenge
Message 11 of 14
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TheBronxBomber
Regular Contributor
‎12-20-2011 06:11 PM
‎12-20-2011 06:11 PM

Re: I did it! From 550-791 in 6 Months

Hey Scope27, I plan on doing absolutely NOTHING! I'm in Garden mode. Trust me, I'm tempted to apply for a new card, but the reality is that i don't need it. Amex upgraded me to a Gold card from Green and in 6 months they will upgrade to platinum. I have a World Mastercard and Discover. I pay in full. I dont see the need to have another card. My card is a year old so I'm good in that department. I do want to buy a house, but not looking until the end of 2012. I want to keep my credit clean!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 12 of 14
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mAndrew1980
Established Contributor
‎12-21-2011 07:23 AM
‎12-21-2011 07:23 AM

Re: I did it! From 550-791 in 6 Months

WOW! Congrats OP! That is amazing. You went from sub-prime borrower to elite prime borrower. Amazing transformation in a short period of time. Mine has gone up about 50 points in a  year from reading MyFico. This site is invaluable. It's changed my life.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 13 of 14
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GoodCredBen
Valued Contributor
‎12-21-2011 07:31 AM
‎12-21-2011 07:31 AM

Re: I did it! From 550-791 in 6 Months

That is absolutely amazing... i simply cant believe it....

 

I have been at it 2 months now and have only had two things deleted.... 

 

 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 14 of 14
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