I do believe that CAP1 is crazy!

[sharriel]

I have 2 charge-offs with CAP1 but they still approved me for a secured card.  Yeah, it may only be for $200 but I find it very strange...

[guiness56]

Are they paid?

They won't give me the time of day lol.

[sharriel]

Nope, they are unpaid charge offs...I really don't get it.

[Cheryla18]

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@sharriel wrote:

Nope, they are unpaid charge offs...I really don't get it.

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How old are they?

[sharriel]

Account Name                    Date Opened        Balance             Date Reported .            DOFD             Credit Limit

CAPITAL ONE BANK USA 12/13/2004            $1,839                05/20/2013                  07/07          CHARGE-OFF $500

CAPITAL ONE BANK USA 10/05/2005            $1,503                05/20/2013                  05/07           CHARGE-OFF $500

[guiness56]

Mine is like 10 years old and they won't give me anything. 

[sharriel]

I don't get it Guiness! They are so weird!

[guiness56]

When I applied a little screen came up and said, our records indicate you have an unpaid charge off with us.  

[sharriel]

Mine came up approved, please pay us the $49 or whatever...I honestly almost fell outta my chair!

[guiness56]

Well, congrats!  Maybe one day they will like me again lol.