I don't have a Transunion FICO score???

[Siobhanmairead]

Help... I just signed up for my FICO today, They say I have a Equifax score of 600 but no Transunion score. 

My score is so low because I haven't used much credit. I have had 2 car loans, one was 7 years ago and the other was 5 years ago. Other than that I've paid cash and I own my home out right. I'm trying to build up a score so I can sell my home and purchase something better for my growing family. 

Why would I have a 600 with Equifax and no score with Transunion? 

[pizzadude]

Welcome to the forums !

Your FICO score on TU is based on the information which appears on your TU report ~ if you do not have any accounts reporting then it certainly is possible that you wouldn't have a FICO score.    TU, EQ, and EX each have their own information which isn't always the same across all 3 CRAs.

If you are showing a 600 score on EQ then there are likely negatives or derogatory information on your EQ report.

Once you have 6 months of history on TU then you will be able to generate a TU FICO score.

[rckstrscott]

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@pizzadude wrote:

Welcome to the forums !

Your FICO score on TU is based on the information which appears on your TU report ~ if you do not have any accounts reporting then it certainly is possible that you wouldn't have a FICO score.    TU, EQ, and EX each have their own information which isn't always the same across all 3 CRAs.

If you are showing a 600 score on EQ then there are likely negatives or derogatory information on your EQ report.

Once you have 6 months of history on TU then you will be able to generate a TU FICO score.

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hey its pizzadude!!! whats up friend? haha

-scott

[pizzadude]

Hello there Scott ! Happy Holidays to you !