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Hi all,
I filed bankruptcy in 12/2015 and got my discharge in 4/2016. Since then I was able to get another auto loan (WFDS 6/2016) and a credit card from Credit One with a $300 CL (6/2016). I also have a small loan from my credit union ($500) which has been on time since 6/2016. Between August and December I had a decrease in finances and fell behind on my car note and credit card. I've caught up on my car note, and I paid Credit One in full, but I discovered that they closed my card after I made the payment. My credit scores are extremely low (484 EQ 509 TU 522 EX) and I cannot even qualify for a secured card. I'm fully responsible for all of this, but I dont really know where I can go from here as far as rebuilding. Any advice or suggestions are much appreciated.
Thanks in advance guys