Rebuilding Your Credit

[awdsmama]

If I repeat that enough maybe I will avoid the itch to pull my TU FICO on here?

My quarterly monitoring should give me new score/report on 2/10 (or 2/11 since weekend?)....

But I noticed on CK a collection I just paid is gone so I REALLLLLY want to know my score  ;-)

I can wait, I can wait, I can wait.

[Mondavi]

While it is always nice to see your score go up. Pulling the TU from here really will not do all that much. Sure you get a FICO score but the version used here is not used by most lenders. My TU 98 here vs TU 04 used by lenders was 18 points difference.  Still if you have the money to use, then for sure pull it and be hopefully happy with a good increase. Congrats on getting a collection removed!

On a side note incase you did not know. The EQ score from here will match lenders scores.

[starry1]

I'm having the same problem holding on to my willpower. I had a big fako jump after a deletion and a correction and I'm trying REALLY hard not to to pull a myfico TU. I'm trying to wait for my free update, which is March some time.

[racer-x]

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.

[Repo-ed]

Or just app for the walmart card, and get your free TU score.

[awdsmama]

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Repo-ed wrote:

Or just app for the walmart card, and get your free TU score.

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I app'd on 12/12 and was denied :-(   Interestingly WM pulled Ex and Tu and denied me on my EX (that's the burueau they cited in the letter anyway).   My reports are already a LOT cleaner but now I'm gunshy.

[awdsmama]

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racer-x wrote:

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.

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Okay okay I did it LOL.   Thanks for the enabling.  It showed me my 35 pt jump!

[Shogun]

Oh yeah!!!!

[awdsmama]

I'm sooo excited over this. 

I have 2 CAs left on TU and one of them ages off in February and the other I'm in the middle of GW'ing.  That CA deleted 2 others already so I expect this one to be gone soon too. 

And next month my last remaining 3 lates will be at the 2yr mark. 

This feels good.

[racer-x]

Sweet!!!  I'll push anybody off the fence!

Keep up the good work.