Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

I don't need to pull TU, I don't need to pull TU..I CAN wait...

[ Edited ]

If I repeat that enough maybe I will avoid the itch to pull my TU FICO on here?

 

My quarterly monitoring should give me new score/report on 2/10 (or 2/11 since weekend?)....

 

But I noticed on CK a collection I just paid is gone so I REALLLLLY want to know my score  ;-)

 

I can wait, I can wait, I can wait.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Regular Contributor
Posts: 221
Registered: ‎06-12-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

While it is always nice to see your score go up. Pulling the TU from here really will not do all that much. Sure you get a FICO score but the version used here is not used by most lenders. My TU 98 here vs TU 04 used by lenders was 18 points difference.  Still if you have the money to use, then for sure pull it and be hopefully happy with a good increase. Congrats on getting a collection removed!

On a side note incase you did not know. The EQ score from here will match lenders scores.

Community Leader
Valued Contributor
Posts: 2,440
Registered: ‎11-29-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

[ Edited ]

I'm having the same problem holding on to my willpower. I had a big fako jump after a deletion and a correction and I'm trying REALLY hard not to to pull a myfico TU. I'm trying to wait for my free update, which is March some time.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Valued Contributor
Posts: 1,054
Registered: ‎09-16-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.

Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Or just app for the walmart card, and get your free TU score.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...


Repo-ed wrote:

Or just app for the walmart card, and get your free TU score.


I app'd on 12/12 and was denied :-(   Interestingly WM pulled Ex and Tu and denied me on my EX (that's the burueau they cited in the letter anyway).   My reports are already a LOT cleaner but now I'm gunshy.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Highlighted
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...


racer-x wrote:

Just pull it already, the both of yas...$14 bux is worth a good nights' sleep.



Okay okay I did it LOL.   Thanks for the enabling.  It showed me my 35 pt jump!

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Oh yeah!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 756
Registered: ‎01-20-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

I'm sooo excited over this. 

 

I have 2 CAs left on TU and one of them ages off in February and the other I'm in the middle of GW'ing.  That CA deleted 2 others already so I expect this one to be gone soon too. 

 

And next month my last remaining 3 lates will be at the 2yr mark. 

 

This feels good.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
Posts: 1,054
Registered: ‎09-16-2012
0

Re: I don't need to pull TU, I don't need to pull TU.I CAN wait...

Sweet!!!  I'll push anybody off the fence!

 

Keep up the good work.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.