I hate MCM.

[thatguy1]

I paid off Midland Credit through Jerold Kaplan two months ago and it's still on my credit with a $1600 balance. I hate how long they take... is there any reason why it does? I want it gone!!!

Done venting for now.

[Anonymous]

They're also taking their time removing a tradeline from my credit report that they promised to. In your case, I'd think you could dispute it with the CRAs since it has been that long. It's not like Midland can verify differently.

[alienfico]

I'm just patiently waiting for one of my complaints to get some action.....other than that, they fall off in December.....or wait maybe they'd like to extend it to April, May or June.

Hmmmm any of those months would do......sarcasm!  Since they purposefully reaged my debt in a letter to one of the compalint bureaus and made themselves look like the right hand (head legal beagle) didn't know what the "fudge"  they were talking about.  Idiots for sure!  I love it when they make your case against them stronger!

[Burned2manybridgesB4]

Midland was the worst for me. They fought back; updating monthly, calls, retraction/reintroduction. Their removal was my greatest gain though, and my last baddie.

...before anyone asks...yeah, I did the "can't discuss it here" things to knock them down repetitively, until CRTP was reached.

Keep at 'em.

[alienfico]

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@Burned2manybridgesB4 wrote:

Midland was the worst for me. They fought back; updating monthly, calls, retraction/reintroduction. Their removal was my greatest gain though, and my last baddie.

...before anyone asks...yeah, I did the "can't discuss it here" things to knock them down repetitively, until CRTP was reached.

Keep at 'em.

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Success......by any means necessary!

[Whitneyy]

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@alienfico wrote:

I'm just patiently waiting for one of my complaints to get some action.....other than that, they fall off in December.....or wait maybe they'd like to extend it to April, May or June.

Hmmmm any of those months would do......sarcasm!  Since they purposefully reaged my debt in a letter to one of the compalint bureaus and made themselves look like the right hand (head legal beagle) didn't know what the "fudge"  they were talking about.  Idiots for sure!  I love it when they make your case against them stronger!

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Since its for December have you tried early exclusions?

[alienfico]

So many wierd things are going on with that account.  I have several complaints in, those leeches MCM - just really want to hold on to my reports, so much so that they can't figure out when the drop off date is....they've given several dates to the bureaus I've complained to.  Lucky for me I have all the old credit reports, which I have shown as proof.  So on that basis I'm gong on the fact that they obviously are/have reaged my account.  Just for the fun of it, they update thta one account at least ttwice a month or more.....and of course it is on purpose since they can't sue me for the debt.  I'm working on it and using every complaince/complaint bureau out there.  Success will be mine .....

[thatguy1]

I've already disputed with Equifax but nothing has happened with that yet either. Deadline is in 5 days, the 23rd.

[thatguy1]

Update. The dispute is finished and the account now shows a ~1000 balance. I called Jerold Kaplan and couldn't get anyone on the phone, so then I called MCM and they claim a different company was handling the account and that they couldn't do anything until 90 days after I had payed the account off.

So, I disputed again and uploaded a copy of the settled in full leter from Jerold Kaplan. Next step is to contact the BBB and CFPB or possibly start making soap.

To make things worse my score dropped 50 points from them updating.