Okay, it's Monday morning and I just need to vent! I just bought my TU score & report from right here at MyFico. I have a student loan, which of course shows up at 4 sepearate TLs, that is 120 past due from Nov to January. I thought the loans were in deferment. Seems that I forgot to mail in some paperwork and they slapped me with numerous lates. Well, the other 2 bureaus updated the accounts to over a month ago but my dear friends at TU are a royal pain!!!!! I couldn't seem to make the representative that I spoke to understand that these accounts have not been updated since January and are now current. He was extremely rude!!!
I ended up disputing all four accounts. I hope and pray that this get resolved quickly because those lates are killing me! I have low util, 0 collections, 0 judgements and no other late payments on any accounts since 2007. My TU score is stuck at 559 mainly because of this mess! I know I am responsible for the lates but can I at least get an update 
