In the last two months I have done 16 pay for deletes. I have contacted BOA presidents office about good willing some lates. (I got a pretty positive maybe). The department of Ed removed my lates. ,I have one negative trade line left. It is a 90 day late from Sally Mae, and it is a year old. No 30, 60 or any others just one 90. All my Loans are now with Navient. I have heard Sally Mae horror stories, so I have not made contact. what should I do?
