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01-04-2013 07:08 AM
Lasardo, how did you GW your inquiries off ? I think I can show some increase on my end by getting some of these deleted (I have 9 on my TU). Did you write to the OC's or the CRA's and what did you say ?
01-04-2013 09:48 AM
As far as how I boosted my scores..
Getting the negatives off 1st as stated above but while doing that I opened 2 secured cards and eventually 2 credit cards, I maxed.. Paid in full, maxed, paid in full. I did this every month.
I had no credit history so I became an AU on 2 credit cards with high credit lines, his credit became mine. I gained 45 points this way.
I opened a Credit Builder" gained 34 points from that, I know this because it was closed on accident and credit score dropped 34 points..
There is a lot out there but I think getting good at letter writing, organization and using this website every single step of the way.
LASARDO THIS IS AMAZING! CONGRATS!!!! Can I ask you two questions?
1. With lots of baddies is it more difficult to get lenders to GW? Or do you just knock them down one at a time until they are all gone.
2. What is a "credit builder?" Sounds like something that might be helpful to me.
p.s. why are you still posting in the rebuilding forum? Seems you are fairly well rebuilt!
01-04-2013 09:52 AM
Congrats!! I'm still working my tail off
01-04-2013 09:53 AM
01-04-2013 10:05 AM