Hello all!
I have waited since January, which was not that long ago, but seemed like forever waiting to see my quarterly score update. My wife an I each got score bumps. I imagine due to lowering our CUtil to below 15%, having no inquiries in the last 12 months- as well as disputing a few things on her report that came off made all the difference. I went from 604 to 632 on TU and hers went from sub 600 to 640!
I was really worried about this and I can say any improvement was welcome, but I was pleasantly surprised by this significant gain. I can only hope another 3 months will show high 600s for both of us with a little more work on some collections.
I also have 2 baddies set to be removed in November. Thanks for the help and support everyone!
Starting Score: 604