My scores on Credit Sesame (I know its FAKO) have always been fairly close to my real EX score. Since I have monitored them they have always been higher than 700. I paid for my EX score on this website last month and it was 710. (UTIL hit so lower than normal). When I checked my CS score this month it dropped over 50 pts.!! What is seems to have done is it counting my mortgage twice. It list my mortgage for the correct amount but then it list an identical "Other mortgage" for the exact same amount. Thus, having this second mortgage has blown out my DTI ratio and tanked my FAKO score.
Im concerned why CS is doing this. Like Ive said earler, it had always fairly closely tracked my real EX score. Suggestions?
Have you checked your free credit reports at annualcreditreport.com this year if not check and compare your report. I hope this helps.
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