@Anonymous wrote:
I already stated that the gameplan was to garden a few posts ago.
Aggressive isnt bad... my scores have only increased. When a lender sees 50k in my bank account, 10% utilitzation on a total 5k in revolving credit..... youre right he probably thinks im desperate. ***sarcasm***
Again youre taking general rules of thumb and applying them where they shouldnt be applied.
LOL... so now you are a credit expert with your wallet full of predatory and/or garbage toy limit credit lines?
I think Norman pretty much summed it up....
@Anonymous wrote:
Here's the deal - getting a mortgage is far more than simply having a certain score. Mortgages go through manual underwriting where a HUMAN pours through your reports. He is going to see a ton of toy limit cards, with the potential for spiraling out of control VERY quickly. He may see you have had earlier issues with missed payments on your SL. To an experienced underwriter, you will look like a train wreck waiting to happen.
Don't get me wrong - there is nothing inherently "wrong" with having 20+ credit lines - IF they are well seasoned lines with decent limits and some "age". But 20 toy limit lines, some secured, some predator lenders, all opened within a very short time period, barely a year old? That, my friend is a huge red flag, IMO, and a sign of someone inexpreienced with managing credit.
Let us know how the mortgage loan works out...
My bet is the UW laughs you out of the office. *not sarcasm*
Good luck to you sir. 
@Anonymous wrote:
TRC... When it closes be sure you send your girl over to come polish me off haha. Not sarcasm.
Hahaha... it's a good thing I don't take internet trolls seriously.
BTW... my girl wouldn't have anything to do with you... I just flashed her your spectacular lineup of garbage credit cards...
opened in May 2015
1) first premier CL $300 unsecured
2) open sky $250 secured
3) another First Progress card $300 secure
4) primor $200 secured
5) credit one $400 unsecured
6) total visa $300 unsecured
7) first access $300 secured
8) unity $250 secured
9) capital one $200 secured
10) fingerhut fresh start acct (it's an installment loan/acct at this time)
opened in June 2015
11) Kay credit $750
12) Jared credit $750
13) express $250
14) Victoria secret $350 (hahaha I'm an "angel" hahahahah sidebar I'm a dude )
She LOL'ed. *not sarcasm*
Hopefully a mod will come along and lock this thread and you'll find somewhere else to troll.
**Gamesmanship** is to BrokerBiz
as
"Winning" is to Charlie Sheen.
Hey, are you really Charlie? 
@Anonymous wrote:
Safe to say I make more than you, and my car is nicer than yours... She'll ride with me. Happens every day, seriously.
You're bent over backwards trying to get Credit limits...
You think as small as your wage.
I'm a commercial realtor in one of the largest cities in the country.... The CCs you dawn over mean nothing to me, I don't need credit cards. I have them solely for TLs as stated in earlier posts.
Seriously? Grow up. You posted in a forum dedicated to helping people rebuild. Seasoned veterans (with higher scores and better cards than you) offered their advice in terms of moving forward from your crap spree and you reacted like a child and continue to do so. Is this really what you want to contribute to this forum? "Polishing" you off? Talking about getting someone else's girl because of your car and your money? Gross. You sound like a lovely person. News flash, there's always someone smarter, better looking, who makes more money than you out there. So don't be a dick - especially on an internet forum. I mean, it's the definition of pathetic.
REGARDLESS of your personal attacks, your method is not one I'd ever consider taking because it's not necessary and leaves you with a wallet full of craptastic junk cards. I wouldn't even want half of those to show up on my credit report.
@Anonymous wrote:
Safe to say I make more than you, and my car is nicer than yours... She'll ride with me. Happens every day, seriously.
You're bent over backwards trying to get Credit limits...
You think as small as your wage.
I'm a commercial realtor in one of the largest cities in the country.... The CCs you dawn over mean nothing to me, I don't need credit cards. I have them solely for TLs as stated in earlier posts.
All I see is a registered date of 6/10/15 with 21 posts.
Troll elsewhere.
By the way, I'll call your bluff about the car. Here's mine...
Please share what car your credit portfolio that is full of $300 garbage credit cards has you driving...
**bleep**ing troll.
@tiger_uppercut wrote:
@Anonymous wrote:
Safe to say I make more than you, and my car is nicer than yours... She'll ride with me. Happens every day, seriously.
You're bent over backwards trying to get Credit limits...
You think as small as your wage.
I'm a commercial realtor in one of the largest cities in the country.... The CCs you dawn over mean nothing to me, I don't need credit cards. I have them solely for TLs as stated in earlier posts.Seriously? Grow up. You posted in a forum dedicated to helping people rebuild. Seasoned veterans (with higher scores and better cards than you) offered their advice in terms of moving forward from your crap spree and you reacted like a child and continue to do so. Is this really what you want to contribute to this forum? "Polishing" you off? Talking about getting someone else's girl because of your car and your money? Gross. You sound like a lovely person. News flash, there's always someone smarter, better looking, who makes more money than you out there. So don't be a dick - especially on an internet forum. I mean, it's the definition of pathetic.
REGARDLESS of your personal attacks, your method is not one I'd ever consider taking because it's not necessary and leaves you with a wallet full of craptastic junk cards. I wouldn't even want half of those to show up on my credit report.
Amen to that.
Mods seriously need to lock this thread.
The troll got me to bite once... unfortunately. Won't happen again.