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I know this is nothing to get excited about.....

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Anonymous
Not applicable

I know this is nothing to get excited about.....

But my fako creditkarma score jumped from 565 to 599 today.  Can't help but be a little excited because the changes that prompted this score change should help my FICO scores right?

Message 1 of 9
8 REPLIES 8
kjm79
Valued Contributor

Re: I know this is nothing to get excited about.....

Ignore the score, what was the change on your report?


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 2 of 9
Anonymous
Not applicable

Re: I know this is nothing to get excited about.....

I have no problem ignoring the score, just using it as a progression tool.  As far as I can tell, the change was due to two disputed accounts being removed.

Message 3 of 9
Booner72
Senior Contributor

Re: I know this is nothing to get excited about.....

CreditKarma was 4 points lower than my TU 04.  It had just jumped up 2 days before "the big pull" for an updated account balance.  It was closer than my TU98.  I hate to say it, but it's true. 

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 4 of 9
Anonymous
Not applicable

Re: I know this is nothing to get excited about.....


@Booner72 wrote:

CreditKarma was 4 points lower than my TU 04.  It had just jumped up 2 days before "the big pull" for an updated account balance.  It was closer than my TU98.  I hate to say it, but it's true. 



I'm sure individual results vary, however this could actually be almost spot on?  That would be very exciting if that's the case!

Message 5 of 9
Anonymous
Not applicable

Re: I know this is nothing to get excited about.....

And my TU98 is 584 at the moment.  This might be awesome news.

Message 6 of 9
Dolan621
Established Member

Re: I know this is nothing to get excited about.....

Hey, in my opinion, any time it goes up, its a good thing. Keep payin' the bills and staying on top of things and things will get better. SO why not get a little excited?


Starting Score: 569
Current Score: 637
Goal Score: 721


Take the FICO Fitness Challenge

Message 7 of 9
Anonymous
Not applicable

Re: I know this is nothing to get excited about.....

I couldn't agree more!!  Thanks for the encouragement guys.

Message 8 of 9
Anonymous
Not applicable

Re: I know this is nothing to get excited about.....

My credit Karma score is 1 point lower than the score I pulled from here. I know you can't count on FAKO scores, but just saying.

Message 9 of 9
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